Build Your Financial Confidence Through Practical Skills
We teach everyday Australians how to track expenses properly and understand where money actually goes. You'll work through your own spending data and learn methods that fit your life. Classes start October 2025 in Mandurah.
Talk to Us About Enrollment
Real Problems We Help You Solve
These situations come up in nearly every session. People arrive feeling confused about their spending patterns and leave with systems that make sense.
Monthly Expense Chaos
Sophie spent 30 minutes each week trying to figure out whether her business expenses were mixed with personal shopping. She'd lose receipts and couldn't tell which subscriptions were worth keeping. Tax time was a nightmare of guesswork.
Clear Category Systems
Sophie now spends 8 minutes on Friday mornings reviewing her categorized spending. She cancelled three subscriptions she'd forgotten about and found 0 monthly savings. Her accountant actually thanked her for the organized records.
Budget Doesn't Match Reality
Marcus created budgets that looked great on paper but never matched what actually happened. He'd overspend in some areas, underspend in others, and couldn't figure out why his plan never worked for more than two weeks.
Realistic Spending Patterns
Marcus learned to review three months of actual data before setting category limits. His budget now reflects how he genuinely lives, with accurate amounts for groceries, transport, and entertainment based on real patterns instead of wishes.
What You'll Actually Learn
Each module builds on the previous one. We start with basic expense identification and work up to handling irregular costs and planning for larger purchases.
Tuesday evenings, 6:30-8:30 PM
Weeks 1-3: Foundation Tracking
3 Sessions- Setting up your first expense tracking sheet with actual transactions
- Identifying spending patterns from your past two months of data
- Creating category names that match your real life, not textbook examples
- Handling cash transactions and digital payments in one system
Weeks 4-6: Smart Categories
3 Sessions- Deciding between broad and specific category structures for your needs
- Splitting mixed transactions like petrol and coffee in one receipt
- Creating subcategories that help without adding too much complexity
- Reviewing monthly patterns to spot where money leaks happen
Weeks 7-9: Irregular Expenses
3 Sessions- Planning for annual costs like insurance and car registration
- Creating sinking funds for expenses that don't happen monthly
- Handling unexpected costs without destroying your category system
- Adjusting categories when life changes like moving house or switching jobs
Weeks 10-12: Maintaining Systems
3 Sessions- Building review habits that take minutes instead of hours
- Creating simple reports that show what you need to know
- Preparing organized records for tax time or loan applications
- Troubleshooting common problems that emerge after three months
What Past Students Tell Us
These folks completed our program in early 2025. They share what actually changed for them and what surprised them about the process.
Lachlan Davies
Completed February 2025 Session
I thought I'd be bored learning about spreadsheets, but working with my actual spending made it click. Now I can see exactly where my pay goes each fortnight. The biggest win was finding 0 monthly in subscriptions I'd completely forgotten about.
Freya Morrison
Completed March 2025 Session
The instructors didn't judge my messy finances or make me feel stupid for not knowing this stuff already. They showed me how to organize things in a way that actually works for shift work. My tax prep went from three stressful days to one calm afternoon.